Our History

One of the things I most enjoy about being a financial advisor is the personal relationships I form with clients. After several years of watching their families grow and change, seeing their children get married or go to college, and helping them transition into retirement, many of these clients have become dear friends, and some feel more like family.

For the first part of my career I focused on providing tax and accounting services for my clients. We would visit each other, share a meal here and there, and talk — sometimes about taxes, but most often about the joys of life and plans for the future. That’s when the talk turned serious and clients would ask: “Phil, what should I do with my money?” These dear friends had typically had one negative experience after another with a series of brokers or investment advisors that left them confused and not knowing what to do or who to trust. I did my best to help them and steer them in the right direction within the professional limitations and constraints that were upon me at the time, but it was not enough.

After listening to my advice they were still returning to the world they had come from and repeating the same kind of negative experiences they had already suffered. I needed to help them implement the advice I had been giving them in the best manner possible; I needed to help them make informed decisions and understand what we were doing and why so that they would have the courage to “stay the course” through the down markets; to be available to answer all of their questions and keep their plans up to date and adjusted for changing circumstances and conditions in their lives.

So, in the summer of 2003, I founded a registered investment advisory firm dedicated to helping my clients manage their wealth prudently and in a manner that would minimize their taxes (both income and estate), protect their assets and facilitate the successful transfer of those assets to their heirs and favorite charities at the appropriate time.

I am continually amazed at how few investors know that there is a well-researched, “academically correct” way to prudently manage their investments – that in 1990 three individuals received Nobel prizes for their roles in the development of Modern Portfolio Theory, the backbone of the Prudent Investor Act (which governs the conduct of trustees and fiduciaries) adopted by most states. It is my passion to help bring people out of the swamp of bad decisions, bad information, self-serving brokers and advisors, and into the light of well researched, prudent strategies for wealth preservation and growth.

Phillip F. Green, CPA/PFS 

“It's not what we eat but what we digest that makes us strong; not what we gain but what we save that makes us rich; not what we read but what we remember that makes us learned; and not what we profess but what we practice that gives us integrity.”
Francis Bacon