Advisor Managed Portfolios

More than anything else, retirement plan participants want help with their investment allocations. The traditional approach of providing an extensive line-up of investment options and leaving portfolio construction up to the individual participant is often overwhelming for all levels of participants.

“The do-it-yourself aspects of 401k plans “are not working” says Alicia Munnell, director of Boston College’s Center for Retirement Research. “They are simply too complicated for people to handle. It’s not that people are dumb. It’s just that…becoming a financial expert is low on their priority list.”
Wall Street Journal, “A Lesson for Social Security: Many Mismanage Their 401(k)s,” December 1, 2004.

At Green Wealth Management, we go beyond suggestions and examples. We provide constructed portfolios for each participant.

Spanning the risk spectrum from aggressive to defensive, our portfolio strategies are a single-choice option for your participants. Unlike so-called “lifestyle funds”, these portfolios are managed at the participant level by professional investment managers. Rebalancing and, if necessary, fund replacement are handled automatically for all participants.

The participant needs only to select the single portfolio that reflects their risk-tolerance and our professional investment managers do the rest.