We know what we’re about. (You.)
To create a place where the processes are understandable — where investing and wealth strategy just feel right — we embrace the following principles:
We commit to serve as your fiduciary advisor.
In legal jargon, that means we are required to provide advice and recommendations that put your interests ahead of our own. Period. Not just because we are legally obligated to do so (although we are). Not because it works well as a business model (it does). We do it simply because it is right. Will your current advisor commit to the same?
We are advisors, not salesmen.
By structuring our business, our services and our core beliefs according to a fee-only, advisory relationship with our clients, we are free to focus our energy and expertise on delivering sound, objective advice, and recommending effective and cost-efficient solutions. We practice full disclosure and cost transparency so you can see for yourself what you are receiving for the dollars you spend. We strive to always answer your questions in plain English, with whatever level of detail you prefer. If we feel that working with us is not in your best interest, we will tell you so, and possibly even recommend alternative solutions.
We are structured to deliver attentive, individualized service.
Before we offer you our advice, we make a point of getting to know you and what is important to you. Developing personalized insight is key to providing appropriate care.
We build custom, well-integrated investment and wealth management plans.
You are an individual, with one-of-a-kind financial needs. That’s why we create a written, comprehensive Investment Policy Statement and wealth management plan for you that are likewise unique, to meet your personal circumstances.
We help you plan for what matters (to you) and ignore the rest.
Our advice is goal-oriented, whether the goals are imminent or long-term. We evaluate and make recommendations for achieving them. We also help you fit each of your discrete objectives into the context of an overall wealth strategy.
We take a team approach to serving you.
Together as a team, we are greater than our parts. Combining in-house expertise with carefully selected alliances, we oversee a range of well-coordinated resources to meet your particular needs.
We advise according to the science of investing.
While we strive to be straightforward and understandable with our advice, we base it upon the latest, peer-reviewed academic evidence. In addition to seeking broad global diversification according to the tenets of Modern Portfolio Theory, we assist with appropriate asset location between taxable versus tax-advantaged accounts. Read more about our investment strategy.
We practice what we preach
We invest our personal assets according to the same set of investment principles and fund families that we recommend to our clients.
Learn more about our approach to wealth management…